W hen a new vehicle bought most people first ask themselves which car they would like to buy. Once this question has been answered, the next step is to obtain offers. Here interested can access merchant or on private individuals fall back on. Both fractions offer their advantages and disadvantages and it is not always possible to make a blanket statement as to which person is preferable here. a small insight should be the following guide give!
The basic question clarify
S peek at the trend on the national and international car market it can be seen that fewer and fewer private individuals are buying a new car. On the one hand, this is due to the fear of economic crises, on the other hand, many people are using a service car, which can then also be used privately. However, there are still very good reasons to buy a new car. In this case, however, the question must first be clarified as to where such a trolley is available. Generally speaking, you can’t ask us for any of your data private person a new car order or buy. if they are offered after all, the seriousness can be doubted. a new car is usually always offered by a car dealer, i.e. a certified dealer. Depending on preferred car make go to another car dealer. With a used cars but can also be bought from a private dealer be purchased, although here some criteria must be met.
Important tips for buying a car
New car
No matter independently or a employee you can buy a new car from a car dealer with cash pay or get finance leave. Often an individual leasing offer is also put together here, so that the own financial situations to be taken into account. Even with a year-old car, going to the dealer makes sense!
used cars
all vehicles older than one year are considered to be used cars and at least a previous owner had. You can buy a used car either from a certified dealer or from a private person. The latter requires some preparation so that no assembly vehicle is bought.
Basically, all buyer of vehicles – no matter whether new or used cars – before you buy, find out which vehicle you want to buy and on what terms you want to buy it. Especially with used car but buyers should keep their eyes open.
Assessing the seriousness of a used car purchase
T he purchase of a used car directly from the previous owner can be a cheap alternative to the dealer at which usually still additional fees are charged. For this reason, vehicles can be purchased at a low price on numerous online portals. In this case, however, it must be remembered that the vehicle is subject to a certain rule.
If you have a private offer on the internet or found in the newspaper, you should first contact the seller. In this case, you can already see the first indications of whether the seller a fraud is or is not. The first appointment for viewing should be made on regular parking space of the vehicle take place. Especially if the vehicle is leaking oil, this can be detected at the parking place. Should the seller urge to buy or the inspection with flimsy excuses want to shorten, we advise against a purchase. Take your time and ask the seller all the questions that are on your mind. Check the purchase contract in peace, take several days time. In addition, let the identity card of the seller show and compare it with the information on the purchase contract. The following points should be taken into account when buying a vehicle privately.
- car must be in reasonable condition
- Vehicle documents must be able to be shown in the original
- Checkbook should have been kept properly
- take experts for inspection
- appraisers can offer further hints
A vehicle purchase with a private contract partner is a transaction of trust. Especially if the seriousness of the seller is not clear, a purchase is not advisable. After all, this case is about a great quantity money.
The purchase at the dealer
W hen a vehicle is bought from a dealer, in most cases it is also a dealer’s car used or year-old cars. Fewer and fewer private individuals are buying a new car, as the high investment for the purchase of a car often acts as a deterrent. Especially when a long loan with a high interest rate is imminent, interested people think twice about the investment. More and more often people also take alternatives, like car-sharing or to the favorable public transport. On long trips is anyway the aircraft which then comes with a car rental is coupled.
But if you still want to buy a vehicle from a car dealer, which may also be a new car, you should check with the payment methods familiarize. First of all, a vehicle can of course cash paid which, however, is only possible for very few people. An exception is the car loan.
The car loan of the house bank
With a car loan the money from an external bank taken out – it is paid out and can then be taken to the car dealer in full. Even if a credit is used here, the purchase as cash purchase contract can be concluded. Thus customers often receive special discounts at the dealership.
The credit at the car dealer
If the loan is granted in the form of a financing or of a leasing from the car dealer concluded, no advantages of the cash purchase can be reached. However, car dealerships usually offer low interest rates and often accommodate customers with special financing offers. Often extras in the form of Car insurance or service offered.
At the end of the day, buyers must decide for themselves which form of financing represents the best variant. For a purchase with the lowest possible monthly installments, leasing is certainly preferable, since here a higher residual value is due at the end of the term. In the case of a normal financing, the buyer is also the owner of the car title, which makes it easier to sell the car at the end of the term. In general, customers should in advance extensive inform, so that the best conditions can be obtained.