Mobile air conditioner for car

adminonMarch 14, 2022February 11, 2022Leave a Comment

Now that it is getting hot again on the German roads, you wonder how you might cool down inside the car. If you’re not one of those spoiled people who drive along german roads and highways with the top down or in the luxury version with integrated air conditioning, then you’re looking for an alternative.

And they are slowly making inroads in the market of car accessories and accessories: the mobile air conditioner for car for those particularly hot and unpleasant days.

Mobile air conditioner for car

Many manufacturers have not yet thought about heat accumulation in small cars. But the first prototypes of the mobile mini ventilation systems are gradually appearing for sale. Amazon is a good contact here. The mobile air conditioners for the car are controlled by the cigarette lighter usually have a built-in air conditioner for the car water tank, which can be up to eight hours of cooling promises and can be mounted on the windshield or dashboard using a variety of mounting systems.

What you hear about them? Different. Some models draw an extreme amount of energy and gasoline, others have a wobbly water tank that tends to spill, others are quite noisy and uncomfortable. But others get again also quite positive reviews. Take a look and maybe you will find a good mobile air conditioner for car.

& compact and portable mini air conditioner – with cooling, humidifying, night light and air purifying functions (mobile air conditioner, air cooler, table fan, humidifier, air purifier) it uses negative and ultrasonic spray technology to evaporate water, increase humidity, keep your skin and moisture and then blow clean and fresh air to improve pollution and ensure your health.
& portable and rechargeable mini fan and air conditioner: the air cooler is a true portable design: wireless with an integrated rechargeable 2000 mah lithium battery that can work continuously for 3-5 hours after fully charged. The size is 17.3 cm x 15.2 cm x 17.3 cm, the air fan is the best choice for office, college, home, camping, etc.
& 7 types of lighting modes: colorful soft LED light can not only create a romantic atmosphere, but also promote better sleep. You can choose a color to improve your sleep, or you can set it for a relaxing night light.
& 3 wind speed: it is made of high quality eco-friendly material and has a closed fan blade design, which can be safely used by children or pets. The first natural wind is suitable for sleeping. The second wind is suitable for work or study. The third strong wind can cool the air quickly, allowing you to enjoy a pleasant leisure time.
& environmental protection and energy saving: our improved portable air conditioner is carefully designed not to use refrigerants or chemicals to cool the air, but to use physical cooling technology to achieve high efficiency with low power output. It is very energy efficient and environmental friendly in daily life.

Fans for car

Another alternative as a mobile air conditioner for the car are considered the mobile fans. The system is simpler and has been tested for a long time. The ratings of the individual mobile fans as an air conditioner for the small car and passenger car are therefore somewhat more positive and better than those for the mobile air conditioner as such.

Mobile fans are also made to run from the cigarette lighter. Some already come with USB connection. In general, the fans are cheaper in energy consumption. The cooling is also of a different quality than that of the mini mobile air conditioners for the car.

By the way, there are also models of mobile fans that reach into the back seat and even into the trunk, so even child, dog and cone can get some of the cool breeze when the air is congested in the car again.

▶ 【EASY TO SET UP AND FIX】 – the ELUTO 12V / 24V dashboard fan is equipped with strong stickers to fix the fan to the dashboard or armrest area.
▶ 【DOUBLE FAN HEAD& 360 ° ROTATION】 – high efficiency fan that rotates, effectively dissipates heat and removes odor quickly, thanks to the powerful fans with double 360 degree rotation, improved air circulation and keep the air in vehicles fresh and cool.
▶ 【three speed settings and low noise】 – the ELUTO car fan has three speeds for high, medium and low speed, and can select the suitable wind when needed. Strong wind but little noise is the feature.
▶ 【5-foot-cable-cigarette lighter plug】 – the power cable of ELUTO cigarette lighter plug is up to 1.5 m long, which makes the fan extremely convenient and can be attached to the front or rear seats. Cool for baby, guests or dog in the back seat or driver’s seat.
▶ 【COMFORTABLE AND APPLICATION】. – suitable for any small, compact, medium or large vehicle, SUV, sedan, car, van, truck, camper, ATV or boat with a 12V / 24V DC cigarette lighter socket. (12V / 24V universal)

Home remedy for cooling

Is there another alternative with which you can drive the heat out of the car? All windows down and drive at speed a few times through the traffic circle. This ventilates the car pretty well and brings fish wind inside the automobile.

A slightly different, but actually working idea is with a damp cotton handkerchief or smaller towel to work with. Do you still know those old snuff towels that grandpa used to keep in his pants? They are especially good for the homemade mobile air conditioner for the car. Like the? Moisten the handkerchief with cold water and stretch it in front of the ventilator. Turn them on and let them ventilate with cold fresh air.

Incidentally, many dealers also offer the option of having their vehicles retrofitted and having a proper air conditioning system installed to match the vehicle model. This also increases the value of the vehicle, if you ever think of selling the car.

Otherwise? endure or leave the car and let the fresh breeze blow around your nose while cycling. Protects the environment and makes you slim and trim.

Last updated on 20.09.2021 / affiliate links / images from the amazon product advertising API

About the author martin gebhardt

Years ago I was looking for a buying guide for air conditioners. I found none and wrote one myself. You can now find it here on my website.

Are you considering taking out a loan without SCHUFA?? We inform you about the risks of SCHUFA-free loans and show you alternatives.

Reasons for a loan without SCHUFA

All banks and credit institutions check your creditworthiness when you want to take out an installment loan. If you have your finances under control, a regular income and a permanent job, there is often nothing to prevent you from taking out an installment loan. However, if one of these cornerstones is shaky, for example if you are self-employed or already have other installment loans, it may be difficult to obtain an installment loan.

With a loan without SCHUFA, borrowers with little chance of getting a conventional installment loan hope for a loan. Whether this makes sense and which pitfalls are hidden behind a loan without SCHUFA, we want to clarify in the following.

Is a loan without SCHUFA possible at all??

installment loans in germany

If you need a loan in germany, you can either contact a bank or savings bank directly, or you can contact a financial intermediary.

In germany, banks generally obtain SCHUFA information before granting a loan. It is therefore with German banks and credit institutions and through financial intermediaries such as dr. Klein not possible to get a loan without a credit report.

However, SCHUFA alone is not the decisive criterion for granting loans. Even a SCHUFA entry is not automatically a knock-out criterion. The term creditworthiness includes much more than just the SCHUFA information. Banks evaluate creditworthiness on the basis of various factors such as:

Income,
Age,
employment relationship,
Loan collateral,
Existing other installment loans or
Other financial obligations and expenses such as alimony payments

The additional SCHUFA information obtained gives the bank clues about your payment history and financial behavior. So whether they have always paid bills on time, whether they have many credit cards or their current account overdrawn. The SCHUFA is therefore only a component of the bank’s credit check.

Loans with foreign banks

While German banks usually consult a credit agency such as SCHUFA when requesting a loan, foreign banks do not do this. In the case of so-called swiss loans – i.e. loans from foreign banks – banks generally do not consult SCHUFA when granting a loan. However, this does not mean that it is easier to obtain a loan from these banks.

On the contrary, the requirements for loans from foreign banks are often very high. Among other things, you must prove that you have a certain minimum income and show whether you have other loans outstanding and, if so, how much. If you are unable to pay the installments, the bank reserves the right to seize the loan. This in turn means that the foreign bank must ensure that they generate sufficient income on a regular basis. Self-employed people, students, pensioners, trainees or unemployed people therefore hardly have a chance to get such loans.

It is therefore perfectly possible to obtain a loan from a German company abroad without a SCHUFA check. Nevertheless, as already mentioned, the lending company naturally assumes a certain risk. This risk is usually compensated with significantly higher interest rates. For you, this means that a loan without SCHUFA from a foreign bank can be very expensive compared to a loan with SCHUFA. How serious providers of credit without SCHUFA abroad are, remains a matter of conjecture.

Dubious credit brokers advertise, especially in the context of spam mails, penetratingly with a credit without SCHUFA. A major danger lurks here. Presumably, you have to pay in advance for any documents or their dispatch, even chargeable hotlines are not uncommon. In the end, they will most likely not get a loan, but the dubious provider has "earned" a lot from them through the fees. We strongly advise you not to take advantage of such alleged offers.

reputable credit brokers do not ask for any money from you. They live off the commission that the bank transfers to them after you have decided on a credit offer.

Why does the bank ask for your SCHUFA score??

For the bank, checking your creditworthiness is necessary when granting a loan for several reasons. On the one hand, it checks whether you can afford the loan and its installments. On the other hand, the bank uses the credit check to weigh the risk of whether it will get its money back again. The better your credit rating, the lower the risk from the bank’s point of view that you will not be able to pay the loan installments and the more likely it is to grant a loan. The SCHUFA check therefore gives the bank the certainty that you are a good borrower and that you can financially bear the monthly installments.

In the case of a loan without SCHUFA, the bank would accordingly take a high risk. Of course, the bank can also get an insight into your finances via proof of income or bank statements, but only the SCHUFA information tells the bank something about your previous credit behavior: have you paid off old loans and, above all, have you paid the installments regularly?? Or have there been discrepancies or late payments??

The bank’s information also counteracts overindebtedness on the part of the borrower. If a bank sees during the loan processing that the borrower has difficulties in paying his liabilities, the bank prevents overindebtedness with a loan rejection. By asking SCHUFA for information, the bank does not want to annoy its customers, it only wants to protect itself and the borrower from a financial risk.

How SCHUFA assesses your creditworthiness

SCHUFA is a private-sector credit bureau that is supported by the lenders. In the event of non-payment, the companies concerned pass the data on to SCHUFA. Furthermore, all account openings, credit cards and cell phone contracts are also stored in your SCHUFA account.

If you now want to take out a loan, the bank assesses your creditworthiness by checking your SCHUFA score. However, the SCHUFA score does not evaluate you personally, but a group of borrowers to which you belong. For example, the classification is based on your age and current place of residence. The SCHUFA score is therefore more of a forecast of the expected payment behavior.

The SCHUFA score is often expressed in percentages. No one in germany has a score of 100 percent. The downgrades occur at

> 97.5 % = very low risk
97-95 % = low to manageable risk
95-90 % = satisfactory to increased risk
90-80 % = significantly increased risk
80-50 % = very high risk
< 50 % = very critical risk

A SCHUFA score of 95 is already no longer good. For example, you can’t compare the SCHUFA score with the grade you get at school, where 90-95 % would be a good grade 2. There are banks that reject a credit application already with a score of 95. And even we can learn from dr. small despite our good relations with our bank partners nothing can change it.

As long as you have a good SCHUFA rating or no entries at all, you will have no difficulty in obtaining an installment loan.

Residual debt insurance for SCHUFA-free credit

Many banks often offer a so-called residual debt insurance in the course of granting a loan. For borrowers with a good credit rating, such insurance is often not necessary. In the case of a loan without SCHUFA, however, the conclusion of a residual debt insurance is often a prerequisite for obtaining a loan. This protects against the event of insolvency. Although this is not legally permissible, people who urgently need a loan unfortunately often sign such gagging contracts without hesitation. If you are unable to pay your loan without SCHUFA, the insurance company would take over your remaining debt and pay it to the bank.

The residual debt insurance is included in the monthly installments and thus also accrues interest. The premium for the residual debt insurance amounts to an average of ten percent of the loan amount, but can also be significantly higher. This can significantly increase the cost of your loan.

Credit without SCHUFA: the risks

The mainly anonymous processing and the bypassing of the SCHUFA are probably the reasons why some borrowers are interested in a loan without SCHUFA. But this also entails many risks. To make it easier for you to decide against a loan without SCHUFA, we have listed the risks below:

Many dubious credit providers
Credit amount usually limited
Residual debt insurance often "mandatory
The risk of debt is growing
Credit providers are often based abroad
Unreliable fees and costs
Higher interest rate, therefore higher costs
Loan disbursement is not secured

Check alternatives to credit without SCHUFA

The specialists for installment credit from dr. Klein ensures that your creditworthiness is considered professionally and taken into account when the bank makes its decision. If your credit is rejected, often only an honest look at the reasons can help: if you are already in debt, a credit without SCHUFA would only lead you further into the debt spiral.

If the rejection is due to an incorrect SCHUFA entry, you should have it corrected as soon as possible. It is best to make use of your right to free SCHUFA information once a year and apply for it yourself at SCHUFA. How to keep an eye on your SCHUFA score and react quickly if necessary. You can have an incorrect SCHUFA entry deleted without any problems. For this you must:

Contact the SCHUFA
Ask for deletion of the erroneous entry
Request confirmation of the deletion request

But even if the credit check is negative, you do not necessarily have to resort to a loan without SCHUFA. In many cases you can also use a "normal" installment loan. Banks’ lending guidelines sometimes vary widely. If one bank rejects your request, the other may still make you an offer.

Make sure, however, that the bank makes a condition request and not a "request credit". condition requests, unlike credit requests, do not affect your SCHUFA score. Make your request exclusively via dr. small, you need not fear any negative effects – our specialists for installment loans compare the credit offers schufaneutral for you.

digitalization and ever more assistants are shaping the near future of the car

What does the future of driving look like?? Do we still drive or do we rather let ourselves be driven?? Better and better assistance systems already increase safety, but also guarantee greater efficiency. However, these new technologies also harbor new dangers.

Writing e-mails or reading the newspaper while driving, unthinkable just a few years ago, already technically possible today, but not yet permitted by law. Large projections in the windshield and touch-sensitive surfaces for controlling the infotainment or, even better, intelligent voice control in the car continue to gain in importance.. Manufacturers and suppliers are working at full speed to develop intelligent vehicles in which autopilots replace humans behind the wheel. For example, at the consumer electronics show (CES) 2019, bosch showed a shuttle study with sensors and other electronic components that enable mobile booking of a shuttle as well as the vehicle’s independent search for a parking space. With ZF, another major supplier showed an autonomous robotaxi for up to 15 people that does not need a steering wheel or pedals – and of course without a driver.

Automotive expert prof. Dr. Ferdinand dudenhoffer is convinced: "We still need a good 10 years for fully automated cars that can do everything – i.e., that can also drive in cities and on country roads. The development will take place in steps."Today, partially automated driving is already possible on highways at speeds of up to 120 km/h and more. However, autonomous road and urban traffic will be much more complex and will therefore take even longer, if only because of other road users such as pedestrians and cyclists, who will have to be correctly detected and registered.

The professor at the university of duisburg-essen predicts: "if we look at the long term, we will see a completely new automobile. What we used to have will no longer exist. The new car will be completely emission-free and accidents will be a thing of the past. In 20 to 30 years, cars will be able to do everything but fly. Then we will have integrated the car into our other mobility world as well."

More time for yourself – even in traffic jams

Autonomous cars are expected to contribute around 0.15 percent to europe’s annual growth rate in the coming decades, according to a report by the international think tank "policy network. Paul willcox, head of nissan europe, says: "the report shows that autonomous driving will have a significant impact not only on the automotive industry, but on the entire european economic and social systems. And the results show that this issue must become a top priority at all levels of government – working hand in hand with the automotive industry to move forward together into a new technology era.".

And contrary to previous assumptions, autonomous vehicles and self-driving cab fleets might not significantly reduce the number of vehicles in cities either. A 2019 study by the ETH Institute for Traffic Planning and Transportation Systems simulated how traffic volumes in Zurich will change within 20 years as a result of robotaxis and autonomous cars. ETH professor kay axhausen concludes: "the ownership of private cars will only decrease if self-driving cars cannot be purchased privately."

Potential danger from hacker attacks

With the increased use of electronic driving aids, the risk of breakdowns naturally increases as well. Battery and sensor malfunctions and software errors are the most common causes. It is important that drivers can tell at a glance whether the systems are still working or whether they need to intervene themselves.

Protection against hacker attacks is also becoming increasingly important. Researchers at the university of california and the university of washington have shown that, with the necessary expertise, almost all the functions of a modern car can easily be manipulated – even the accelerator pedal and the brakes. Developers will have to overcome a few more hurdles to ensure the highest possible level of safety in autonomous vehicles.

Autonomous vehicles offer various advantages

Even when the increased risk of technical defects is taken into account, the error rate of machines is significantly lower than that of humans. Thus, autonomous vehicles are safer on the road than those piloted by humans.

In traffic jams, autonomous cars also save up to 40 percent fuel, according to sandor fekete of the Technical University of Braunschweig. And even in normal driving, they are more efficient than any experienced driver, thanks to optimal shifting, braking and accelerating. This means that the fuel-saving potential – extremely important in the current climate debate – is very high.

If only ten percent of all vehicles regularly transmit position and speed in real-time data, and the other autonomous vehicles use this as a guide, the capacity of the respective lane can be increased by a factor of almost four. Result: fewer traffic jams.

Mobile air conditioner for car

Fans for car

Home remedy for cooling

About the author martin gebhardt

Leave a Reply Cancel reply